Banking - Investment credit grows strongly, business actors still considered expansive

Banking - Investment credit grows strongly, business actors still considered expansive Amid the shadow of slowing credit growth, the banking sector sees investment credit as a continued pillar of support. Where, in recent months, credit intended for investment has experienced quite rapid growth. Where, in recent months, credit intended for investment has been growing quite rapidly. As is known, investment credit is a long-term financing facility intended for assets used for company investments. As is known, investment credit is a long-term financing facility intended for assets used for company investments. In this case, the growth of investment credit could mean that business actors are optimistic about making long-term expansions. In this case, the growth of investment credit could indicate the optimism of business actors in undertaking long-term expansions. Referring to data from the Financial Services Authority (OJK), investment credit as of February 2025 has grown by 14.62% yoy. This growth is also higher compared to the overall credit growth, which only increased by 10.3% yoy. This growth is also higher compared to the overall credit growth, which only increased by 10.3% yoy. Moreover, the growth in February 2025 was also higher compared to recent periods. (Source : Kontan). Comment : The significant growth of investment credit in the banking sector, contrasting it with a general slowdown in overall credit growth. In conclusion, a positive outlook based on the strong growth of investment credit, suggesting that despite a general deceleration in credit expansion, businesses in Indonesia remain confident and are actively investing in future growth. We expect the continuing confidence will remain intact and supported with a much better quarterly earnings result. Maintain our overweight stance for the banking sector with BBCA and BMRI as our picks and BRIS as our preference in the syariah banking landscape.